The Card Solution is designed with this objective in mind to serve end-to-end cards processing with features that allow customers to effectively respond to market demands, optimize investment, and maximize returns.

Acquiring

It is designed as an independent merchant acquiring management system, in niche to the evolving card acquiring business industry.

It gives greater flexibility for acquirer to implement comprehensive services and opportunities to merchants, establishing competitive position in the market.
 

Issuing

To manage the accounting for Cards (provides Visa and MasterCard compliance) and Merchants. On-line parameterization enables the rapid introduction of new offerings.

Credit offerings that can be handled include Budget card, Charge card, Revolving Credit card and Fixed Term Loans. These can be offered simultaneously on the same system and in conjunction with extended functionality such as insurance billing and membership fee collection.

Payment Gateway

It is a switching system and integrate with MasterCard, VISA and local switching. Authorization once cardholder buy goods at internet merchant will route to ITMX, VISA or MasterCard gateway by using switching service of us, while settlement process is still the same by using settlement file that is generated by us during end of day.

eWallet

Shop in a contactless payments store to tap, pay and go. Purchases can be made with your wallet balance or with your preferred credit or debit card.


To transform the organization's data into high-value information and to distribute the right information, in the right way, to the right people, at the right time accelerates your return on investment by understanding the profitability of customer segments for sales and marketing, improving inventory management, supplier performance score carding for logistics and manufacturing, understanding the drivers of key financial metrics like DSOs for finance etc. Functions including:

 
  • Coupon Management
  • Push Notification
  • Dash board